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Hybrid or Fully Electric: Which Is Right for You in 2026?

September 25, 2026 by Fraser Leave a Comment

The electric car transition is well underway, but for many UK drivers the choice isn’t simply petrol versus electric — it’s increasingly a question of where on the electrification spectrum to land. Mild hybrids, self-charging hybrids, plug-in hybrids, and fully electric cars all occupy different positions on that spectrum, and which makes most sense depends […]

Filed Under: Electric Cars, Money

How Much Does It Cost to Charge an Electric Car?

September 20, 2026 by Fraser Leave a Comment

Charging cost is the question that every prospective and new EV owner wants answered — and the honest answer is that it varies considerably depending on where you charge, when you charge, and your energy tariff. Here’s a clear breakdown of what you can actually expect to pay in 2026. Home Charging: The Cheapest Option […]

Filed Under: Electric Cars, Money

How to Dispute a Car Finance Agreement Under the FCA Review

July 18, 2026 by Fraser Leave a Comment

If you took out car finance between 2007 and 2021, you may be entitled to compensation. The FCA’s investigation into discretionary commission arrangements has found widespread evidence that car buyers were charged higher interest rates than necessary — without being told — so that dealers could earn higher commissions. Here’s what happened, who’s affected, and […]

Filed Under: Buying & Selling, Money

How to Get Cheaper Car Insurance: What Actually Makes a Difference

July 13, 2026 by Fraser Leave a Comment

Car insurance is one of the unavoidable costs of motoring, and for many drivers it’s one of the largest. The good news is that the price you pay is not fixed — there are genuine, evidence-based steps that reduce premiums, and some of them are more effective than people realise. Here’s what actually works. Shop […]

Filed Under: Insurance, Money

How Much Is Car Tax in 2026? The Complete Guide to Vehicle Excise Duty

June 5, 2026 by Fraser Leave a Comment

Vehicle Excise Duty — car tax — has changed significantly in 2026, most notably with electric vehicles now subject to VED for the first time. Here’s a clear guide to what you pay, how it’s calculated, and how to check and pay yours. The Big Change: EVs Now Pay VED From April 2025, electric vehicles […]

Filed Under: Money, New Cars

Buying a Car on Finance: What They Don’t Tell You

May 26, 2026 by Fraser Leave a Comment

Personal Contract Purchase is the dominant way new and nearly-new cars are sold in the UK. Over 80% of new private car sales involve some form of finance, and PCP is the most common product. It’s a well-designed product for the right buyer — but it also comes with small print that dealerships don’t always […]

Filed Under: Buying & Selling, Money

Black Box Insurance: Is It Worth It in 2026?

May 22, 2026 by Fraser Leave a Comment

Telematics insurance — commonly known as black box insurance — has been around for over a decade, but it’s evolved considerably from its early iterations. In 2026 it’s a mainstream product that deserves consideration from a broader range of drivers than just young people desperate to bring premiums down. Here’s an honest assessment of how […]

Filed Under: Insurance, Money

Why Are Car Insurance Premiums Still So High in 2026?

April 20, 2026 by Fraser Leave a Comment

If you’ve renewed your car insurance recently and winced at the price, you’re not imagining things. UK car insurance premiums have been at historically elevated levels for the past few years, and while the rate of increase has slowed, costs have not returned to where they were before 2022. The question worth asking is: why? […]

Filed Under: Insurance, Money

Leasing vs Buying a Car: Which Makes More Sense Right Now?

April 10, 2026 by Fraser Leave a Comment

The lease vs buy question has always been context-dependent, but the context has shifted considerably in recent years. Rising interest rates, changing residual values — particularly on electric vehicles — and the evolution of the personal contract purchase market mean that the calculation in 2026 looks different from what it did five years ago. Here’s […]

Filed Under: Buying & Selling, Money

How the Launch of New HPI Services Has Helped the Car Industry

November 13, 2017 by Fraser Leave a Comment

The used car market is one which is famously difficult to navigate. Whilst it is beneficial that it is so large and there is such choice available, this also means that there are a lot of scams, fraudulent sellers and dangerous cars to avoid. This can be challenging and daunting (especially if you are not […]

Filed Under: Buying & Selling, Money

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