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What to Do If Your Car Is Stolen

June 29, 2026 by Fraser Leave a Comment

Having your car stolen is a distressing experience, and the hours immediately after discovery matter for both the police investigation and your insurance claim. Knowing what to do — and in what order — can make a real difference to the outcome. Here’s a clear guide. The First Steps Confirm it’s actually stolen. Before calling […]

Filed Under: Insurance, Safety & Security

Car Write-Off Categories Explained: A, B, S and N

June 12, 2026 by Fraser Leave a Comment

If you’ve had a car written off by an insurer, or you’re considering buying a car with write-off history, understanding the category system is essential. The categories determine whether a car can be legally returned to the road, and they have significant implications for value, insurability, and safety. Here’s a plain-English explanation of what each […]

Filed Under: Buying & Selling, Insurance

What Happens If You’re Caught Driving Without Insurance?

June 5, 2026 by Fraser Leave a Comment

Driving without valid insurance is one of the most serious motoring offences in the UK. The penalties are substantial, the consequences can last for years, and the system for detecting uninsured drivers is more effective than many people realise. Here’s a clear-eyed look at what the law says, how enforcement works, and what happens if […]

Filed Under: Insurance, Safety & Security

Black Box Insurance: Is It Worth It in 2026?

May 22, 2026 by Fraser Leave a Comment

Telematics insurance — commonly known as black box insurance — has been around for over a decade, but it’s evolved considerably from its early iterations. In 2026 it’s a mainstream product that deserves consideration from a broader range of drivers than just young people desperate to bring premiums down. Here’s an honest assessment of how […]

Filed Under: Insurance, Money

Why Are Car Insurance Premiums Still So High in 2026?

April 20, 2026 by Fraser Leave a Comment

If you’ve renewed your car insurance recently and winced at the price, you’re not imagining things. UK car insurance premiums have been at historically elevated levels for the past few years, and while the rate of increase has slowed, costs have not returned to where they were before 2022. The question worth asking is: why? […]

Filed Under: Insurance, Money

Campervan Care Guide

September 26, 2023 by Fraser Leave a Comment

A campervan is more than just a mode of transportation; it’s a home on wheels that offers freedom, adventure, and unforgettable memories. Whether you’re a seasoned road-tripper or a newcomer to the campervan lifestyle, one thing remains constant: proper care and maintenance are essential to keep your trusty companion running smoothly. In this article, we’ll […]

Filed Under: Insurance

Should Penalties Increase For Uninsured Drivers?

July 18, 2018 by Mr Butterscotch Leave a Comment

Road safety and breakdown organisation GEM Motoring Assist is calling for harsher penalties to reduce the problem of driving without insurance. This, says GEM, would have an immediate and significant impact in reducing road casualties, as well as demonstrating a commitment to protecting vulnerable road users. GEM road safety officer Neil Worth comments: “Uninsured driving […]

Filed Under: Insurance Tagged With: Car Articles, Car insurance penalties, GEM, GEM Motoring Assist, How to reduce road casualties, insurance, Insurance advice, Neil Worth, No insurance use, Penalties for no insurance, Road casualties, Vulnerable road users

Car insurance premiums fall for the first time in two years

May 14, 2018 by Fraser Leave a Comment

  Car insurance renewal is something that a lot of people tend to put off until they absolutely must settle for a quote. While there can be benefits to leaving things till the last minute, the majority of advice out there will tell you to take time finding a policy that’s absolutely right for you […]

Filed Under: Insurance

New Categories For Car Insurance Write Offs Explained

October 9, 2017 by Mr Butterscotch Leave a Comment

The codes used for insurance claims on vehicles have changed.  In case you weren’t aware of the updated grading system, we have outlined them below.  It is worth knowing that they look at the condition of the car rather than the relative value against the claim. S – Structural damage that has been repaired (an […]

Filed Under: Insurance Tagged With: Car Articles, car insurance, Car insurance write offs, insurance, Insurance categories, New car write off gradings, Write offs

Footman James Offers Sportscar Insurance With Benefits…

April 23, 2017 by Mr Butterscotch Leave a Comment

Specialist vehicle insurance broker, Footman James, can now arrange insurance for specialist sports cars, competition cars and support vehicles. For over 30 years, Footman James has provided insurance solutions for the specialist vehicle market and the introduction of these products further expand their existing offering. Whilst already offering existing classic vehicle customers Track Day cover […]

Filed Under: Insurance Tagged With: Car Articles, car insurance, Car insurance quotes, Cover for support vehicles, FJ+, Footman James, Footman James insurance, How to get track day insurance, Insurance for support vehicles, Motor Sport, Motorsport, Motorsport insurance, Specialist car insurance, Suite of cover for insurance, Track day insurance

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