Five Cars That Are Cheap To Insure

I’ve made no bones about my passion - and that tends to be fast cars.  You may have even gotten a little sick of hearing Lamborghini this or Aston Martin that.  You’ll no doubt be shouting at the screen - much as many do with Top Gear - and saying ‘where are the normal car reviews?’

Well, I’m not about to review the new Kia Picanto for you (even if it is a good car).  Well, I will if I get an invite to test-drive it.  In the meantime though, what I’d like to do is recommend five cars that you’ll love.  You’ll love them because not only are they on the whole very decent at what they do, but also they’ll save you a fortune in insurance.

Whether you’re a new driver or an older person looking to save money, any of these cars will be suitable for you.  Even if you’re the motorist looking to save a few bob, then you won’t go wrong with these.  This is not least because not only are these cars cheap to insure, but they all have relatively small (and economical) engines.  So, without further ado, let’s take a look at the five.

Skoda Fabia
Don’t listen to those who are still telling the same old badge jokes.  In fact, poke them in the eye and tell them they are about ten years behind the times.  Since VW took over Skoda way back in 1991, things have got better and better.  The Fabia is based on the V Polo and is extremely reliable, hardwearing and very safe.  The 1.2 litre Classic is insurance group one - that fact will certainly make your wallet fatter.

Renault Clio
The third generation of the supermini is a modern classic in many ways and the quality certainly goes some way to explaining why you see them just about everywhere.  The way in which the internal space is handled is very clever, meaning that there’s actually quite a bit of room inside.  Going for the 1.2 litre will see you getting almost 50mpg, something that you won’t see from many other engines.

Nissan Micra
Granted, this car will probably be the least popular in this review.  Why is that?  Well, the perky little car is what a huge number of people learn to drive in every year.  Given this fact, I know that I for sure was desperate to distance myself from the Micra - even if my ideal car is a Nissan (a 350Z for the record).  However, the modern Micra is actually a damn good car.  You’ll get keyless entry, parking sensors, air con and many other perks you wouldn’t necessarily expect.  Overall, it’s a really good car and it won’t cost the Earth to run.

Fiat Punto
There is a large number of this particular Italian supermini on the road and for good reason.  It enjoys being revved.  It really is that simple.  Much like James May said in his review of the Fiat 500, these Italian cars are made to be lit up by pushing the revometer until the valves have “jumped up and are dancing on the bonnet”.  I couldn’t agree more - and it is one of the more involving cars here.  Not only that, but even the 1.3 litre sporting will see you managing to get very reasonable insurance quotes.

Ford Fiesta
This is a car that has been around for about 30 years now - which must tell you something.  Granted, there are so many superminis out there now that the Fiesta can look a bit of an oldie (not least because the design has never really been altered that much) but it is a testament to the quality that so many are still going.  The newer and younger models however are really geared for the modern generation and feature such additions as Bluetooth and new-design alloys.  Why get it?  Well the 1.25 litre version is a group two and will give you about 45mpg.  You can chuck it in corners and it’ll give you a smile.  With that in mind, what’s not to love?

Conclusion
You’ll have seen that there’s a trend in these ‘cheap to insure’ cars - and that is the fact that they are pretty much exclusively superminis with small engines.  There’s nothing wrong with that, in fact they can offer a great drive along with frugal performance.  So, for a change, let’s all hail these little metal marvels of money saving.  Make mine a Fabia (VRS edition diesel mind you).