Road safety and breakdown organisation GEM Motoring Assist is calling for harsher penalties to reduce the problem of driving without insurance. This, says GEM, would have an immediate and significant impact in reducing road casualties, as well as demonstrating a commitment to protecting vulnerable road users.
GEM road safety officer Neil Worth comments: “Uninsured driving costs at least £250 million per annum. Uninsured drivers are three times more likely to be involved in a fatal collision, and 10 times more likely to have a drink drive conviction (figures from Motor Insurance Bureau). That’s why we believe the time has come to disqualify drivers and riders who deliberately fail to insure their vehicles. Using our roads is not an automatic right for an individual, and must always come with responsibilities, including the requirement in UK law to ensure you have appropriate vehicle insurance.”
Driving without insurance carries a fine of £300 and six penalty points at the roadside. If the matter goes to court it is an obligatory endorsement of 6 to 8 points, a discretionary disqualification and an unlimited fine.
Neil Worth concludes: “If you suspect a vehicle may be uninsured, you should contact the police using the 101 non-emergency number. Alternatively, contact Crimestoppers anonymously on 0800 555 111. You can also check that your own vehicle has a valid insurance policy recorded on the Motor Insurance Database (askMID.com). This service is free to use and will immediately tell you if your vehicle is registered.”
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